When it comes to fire damage restoration, we have seen too many situations where people aren’t covered or have enough coverage included in their insurance packages. Insurance is worth it in these types of emergencies. We recommend you get renters or homeowners insurance because you don’t want to wish you had insurance after the fact. Although it does cost money, insurance is necessary for emergency scenarios like fire damage.
Ensure Fire Damage Insurance Coverage
Whether you’re a renter or homeowner – make sure you have an insurance plan that includes fire damage and covers the value of your belongings. We recommend checking your insurance coverage annually to ensure adequate coverage.
For renters, you should ask the landlord if they are insured. You can also check if the property is insured by checking public records at the Butte-Silver Bow Courthouse to confirm.
Immediate Fire Damage Action Checklist
If you have experienced fire damage, this is the order you should address the emergency scenario:
- Call 911 to reach Butte-Silver Bow Fire Department
- Call your insurance agent
- Take pictures and assess the damage to your contents
- Call Fine Fabric Care for fire damage remediation services
We understand fire damage is a distressing experience, and we provide our services with compassion and care for your belongings. We work directly with your insurance provider to provide the best fire damage restoration service possible.
Fire Damage Mitigation Tips
Butte became one of Montana’s first major cities for its mining production. Butte’s population was at its peak in the 1920s and houses were built rapidly to accommodate the mining workforce. With that said, many of Butte’s houses are very old, particularly in what we call Uptown Butte. Because of the age of these homes, it is best to have a thorough inspection.
Here is a list of things to check in your home to minimize the potential for a fire damage emergency:
Fire Damage Mitigation Checklist
- Electrical – Check for any old wiring or overloaded circuits.
- Chimneys – Make sure you clean your chimneys regularly to prevent creosote build-up.
- Wood stoves – Do not leave wood stoves unattended.
- Cooking equipment –
- Turn off oven/stovetop: After cooking, get into a good habit of ensuring your stove and oven are off. We have many instances where roasters are left in the oven too long causing oven fires.
- Outdoor BBQ grills: Ensure there is enough space between the side of the house and the grill. We recommend at least 10 feet.
- Proper storage of flammable materials – Think of where and how your gas, oil, paint, lawn care products, etc.
- Dryer vents – Clean your dryer vents regularly to prevent lint build-up.
- Candles – Do not leave candles unattended.
- Fireworks – Many emergencies happen from fireworks around the 4th of July. Whether it be to an individual or someone’s belongings. Be a good neighbor, don’t aim fireworks above someone else’s house.
- Cigarettes – Make sure cigarettes are fully out. Do not flick your cigarette in flammable material. With how dry our environment is, flicking cigarettes into the grass and other organic material can easily start a fire.
- Christmas trees – Make sure your Christmas tree is watered regularly. When dried out, they become highly flammable.
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